S
Synchrony Financial
SYF · NYSE · USD
Historical Earnings
| Quarter | Reported | EPS est | EPS act | Surprise | Rev est | Rev act | Surprise | Reaction |
|---|---|---|---|---|---|---|---|---|
| Q3 2026 | Oct 20, 2026 | 2.42 | 2.68 | +10.7% | $3.8B | $3.8B | +0.3% | +1.02% |
| Q2 2026 | Jul 21, 2026 | 2.14 | 2.59 | +21.0% | $3.7B | $3.7B | −0.2% | +0.83% |
| Q1 2026 | Apr 21, 2026 | 2.20 | 2.27 | +3.2% | $3.8B | $3.7B | −2.4% | +1.37% |
| Q4 2025 | Jan 27, 2026 | 2.05 | 2.07 | +1.0% | $3.8B | $3.8B | −1.2% | +0.58% |
| Q3 2025 | Oct 15, 2025 | 2.26 | 2.86 | +26.5% | $3.8B | $4.8B | +27.3% | −2.86% |
| Q2 2025 | Jul 22, 2025 | 1.82 | 2.50 | +37.4% | $3.7B | $4.7B | +27.1% | +2.01% |
| Q1 2025 | Apr 22, 2025 | 1.67 | 1.89 | +13.2% | $3.8B | $5.7B | +51.0% | +2.78% |
| Q4 2024 | Jan 28, 2025 | 1.93 | 1.91 | −1.0% | $3.8B | $3.8B | −0.7% | +3.17% |
Detailed View
Q4 2026Jan 26, 2027Q3 2026Oct 20, 2026+1.02%Q2 2026Jul 21, 2026+0.83%Q1 2026Apr 21, 2026+1.37%Q4 2025Jan 27, 2026+0.58%Q3 2025Oct 15, 2025−2.86%Q2 2025Jul 22, 2025+2.01%Q1 2025Apr 22, 2025+2.78%Q4 2024Jan 28, 2025+3.17%Q3 2024Oct 16, 2024+0.32%Q2 2024Jul 17, 2024Q1 2024Apr 24, 2024
2026 Q3 Metrics
| Metric | Estimate | Actual | Surprise | Y/Y |
|---|---|---|---|---|
| Revenue | $3.8B | $3.8B | Beat +0.29% | −21.0% |
| EPS | 2.42 | 2.68 | Beat +10.74% | −6.3% |
| Diluted EPS (GAAP) | — | 2.68 | — | −6.3% |
Documents
- Earnings call transcript — Q3 2026Transcript · Oct 20, 2026 · 72 speaker turns
- 10-Q — Q3 202610-Q · Oct 22, 2026 · sec.gov
- 8-K — Q3 20268-K · Oct 20, 2026 · sec.gov
- 8-K — Q3 20268-K · Oct 20, 2026 · sec.gov
- 8-K — Q3 20268-K · Sep 14, 2026 · sec.gov