Fair Isaac Corporation

FICO · NYSE · USD

Historical Earnings

Quarter	Reported	EPS est	EPS act	Surprise	Rev est	Rev act	Surprise	Reaction
Q3 2026	Jul 29, 2026	11.76	12.18	+3.6%	$679.2M	$674.2M	−0.7%	−17.01%
Q2 2026	Apr 28, 2026	10.89	12.50	+14.8%	$630.2M	$691.7M	+9.8%	+3.27%
Q1 2026	Jan 28, 2026	7.08	7.33	+3.5%	$501.3M	$512.0M	+2.1%	−1.57%
Q4 2025	Nov 5, 2025	7.32	7.74	+5.7%	$513.3M	$515.8M	+0.5%	+2.80%
Q3 2025	Jul 30, 2025	7.71	8.57	+11.2%	$515.3M	$536.4M	+4.1%	−5.96%
Q2 2025	Apr 29, 2025	7.48	7.81	+4.4%	$499.8M	$498.7M	−0.2%	+1.44%
Q1 2025	Feb 4, 2025	6.09	5.79	−4.9%	$452.2M	$440.0M	−2.7%	+2.11%
Q4 2024	Nov 6, 2024	6.39	6.54	+2.3%	$447.9M	$453.8M	+1.3%	+4.09%

Detailed View

Q4 2026Nov 4, 2026Q3 2026Jul 29, 2026−17.01%Q2 2026Apr 28, 2026+3.27%Q1 2026Jan 28, 2026−1.57%Q4 2025Nov 5, 2025+2.80%Q3 2025Jul 30, 2025−5.96%Q2 2025Apr 29, 2025+1.44%Q1 2025Feb 4, 2025+2.11%Q4 2024Nov 6, 2024+4.09%Q3 2024Jul 31, 2024Q2 2024Apr 25, 2024Q1 2024Jan 25, 2024

2026 Q3 Metrics

Metric	Estimate	Actual	Surprise	Y/Y
Revenue	$679.2M	$674.2M	Miss −0.73%	+25.7%
EPS	11.76	12.18	Beat +3.57%	+42.1%
Diluted EPS (GAAP)	—	10.45	—	+41.2%

Documents

Earnings call transcript — Q3 2026
Transcript · Jul 29, 2026 · 91 speaker turns
8-K — Q3 2026
8-K · Jul 29, 2026 · sec.gov
10-Q — Q3 2026
10-Q · Jul 29, 2026 · sec.gov

Analyst consensus

Buy21 analysts

Bearish · 0 · Hold · 5 · Bullish · 16

Earnings history

	EPS	Estimate
Q4 2024	$6.54	$6.39	Beat
Q1 2025	$5.79	$6.09	Miss
Q2 2025	$7.81	$7.48	Beat
Q3 2025	$8.57	$7.71	Beat
Q4 2025	$7.74	$7.32	Beat
Q1 2026	$7.33	$7.08	Beat
Q2 2026	$12.50	$10.89	Beat
Q3 2026	$12.18	$11.76	Beat

Peers

Company overview

IPO dateJul 22, 1987

CEOWilliam J. Lansing

Employees3,876

SectorTechnology

IndustrySoftware - Application

CountryUS

ExchangeNew York Stock Exchange

Websitewww.fico.com

Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.

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