Everest Group, Ltd.

EG · NYSE · USD

Financials

Annual

StatisticsIncome statementBalance sheetCash flowDividendsSegments

Valuation and market statistics · USD millions unless noted · ratios on the twelve months ending at each period

Line item	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009	FY2008	FY2007	FY2006	FY2005	FY2004	FY2003	FY2002	FY2001	FY2000	FY1999	FY1998	FY1997	FY1996	FY1995
Valuation
Market cap	$14,245	$15,578	$15,342	$12,920	$10,755	$9,283	$11,154	$8,878	$8,882	$9,040	$8,032	$7,806	$7,647	$5,750	$4,542	$4,828	$5,214	$4,696	$6,337	$6,350	$5,785	$5,008	$4,570	$2,783	$3,265	$3,286	$1,082	$1,962	$2,082	$1,450	$1,162
Enterprise value	$16,516	$19,635	$19,638	$16,949	$14,746	$11,767	$11,375	$9,249	$9,276	$9,188	$8,377	$8,415	$7,857	$6,219	$4,909	$5,435	$5,312	$3,779	$5,040	$5,789	$5,230	$5,483	$4,969	$3,414	$3,598	$3,494	$1,005	–	–	–	–
P/E (TTM) at period end	9.06×	11.47×	6.17×	21.93×	7.90×	35.43×	14.55×	–	32.58×	11.41×	10.11×	7.49×	6.69×	7.96×	–	9.66×	7.58×	–	7.55×	7.55×	–	10.12×	10.73×	12.03×	32.97×	17.63×	6.85×	11.87×	13.43×	12.95×	1660.43×
P/S (TTM) at period end	0.81×	0.90×	1.05×	1.07×	0.91×	0.97×	1.36×	1.21×	1.34×	1.56×	1.41×	1.37×	1.36×	1.17×	0.97×	1.03×	1.16×	1.33×	1.33×	1.41×	1.27×	1.00×	1.11×	1.09×	1.81×	2.22×	0.41×	1.49×	1.60×	1.24×	1.22×
P/B at period end	0.92×	1.12×	1.16×	1.53×	1.06×	0.95×	1.22×	1.13×	1.06×	1.12×	1.06×	1.05×	1.10×	0.85×	0.75×	0.77×	0.85×	0.95×	1.11×	1.24×	1.40×	1.35×	1.44×	1.17×	1.90×	2.08×	0.82×	1.33×	1.59×	1.34×	–
EV / EBITDA (TTM)	8.82×	–	–	–	–	17.41×	9.78×	–	17.74×	7.58×	6.85×	5.49×	4.71×	5.89×	–	7.84×	–	–	4.94×	5.71×	–	9.38×	9.90×	13.40×	39.75×	15.07×	–	–	–	–	–
EV / Sales (TTM)	0.94×	1.14×	1.35×	1.41×	1.24×	1.23×	1.38×	1.26×	1.40×	1.59×	1.48×	1.48×	1.39×	1.26×	1.05×	1.15×	1.18×	1.07×	1.05×	1.28×	1.15×	1.09×	1.21×	1.33×	2.00×	2.36×	0.38×	–	–	–	–
Returns
Return on equity	10.2%	9.8%	18.8%	7.0%	13.4%	2.7%	8.4%	(1.6%)	3.3%	9.8%	10.4%	14.0%	16.4%	10.7%	(3.0%)	8.0%	11.3%	(0.4%)	14.8%	16.5%	(5.3%)	13.3%	13.5%	9.8%	5.8%	11.8%	11.9%	11.2%	11.9%	10.3%	–
Return on invested capital	9.7%	8.3%	13.1%	5.5%	10.2%	4.5%	11.1%	–	5.5%	12.8%	12.9%	16.9%	18.4%	12.2%	(1.0%)	9.4%	11.7%	(0.3%)	12.7%	14.4%	(4.3%)	10.4%	11.5%	7.3%	4.1%	8.5%	11.9%	11.2%	55.6%	79.8%	–
Dividend yield	2.4%	2.1%	1.9%	2.0%	2.3%	2.7%	2.1%	2.4%	2.3%	2.2%	2.2%	1.9%	1.4%	1.7%	2.3%	2.2%	2.2%	2.5%	1.9%	0.6%	0.4%	0.4%	0.4%	0.6%	0.4%	0.3%	1.1%	0.5%	0.4%	0.4%	–
Financial health
Current ratio	–	–	–	–	–	1.11×	1.15×	1.41×	1.38×	1.36×	1.29×	1.20×	1.46×	1.39×	1.25×	1.07×	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Debt / equity	0.23×	0.43×	0.44×	0.65×	–	–	–	–	–	–	–	–	–	–	–	–	0.13×	0.24×	0.21×	0.19×	0.24×	0.34×	0.23×	0.43×	0.32×	0.43×	0.04×	–	–	–	–
Effective tax rate	15.7%	8.0%	(16.9%)	(1.5%)	10.8%	12.1%	8.1%	136.8%	(15.1%)	9.4%	12.1%	13.0%	18.6%	11.8%	65.6%	(3.3%)	14.1%	77.6%	18.4%	15.2%	22.2%	11.6%	13.3%	11.7%	(9.6%)	19.6%	19.6%	22.3%	25.2%	22.1%	–
Share count
Diluted shares outstanding	42	43	41	39	39	40	40	41	–	–	–	–	49	52	54	57	61	62	64	65	58	57	55	51	47	46	49	51	51	51	51

StatisticsIncome statementBalance sheetCash flowDividendsSegments

Income statement · USD millions

Line item	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009	FY2008	FY2007	FY2006	FY2005	FY2004	FY2003	FY2002	FY2001	FY2000	FY1999	FY1998	FY1997	FY1996	FY1995
Revenue and gross profit
Revenue	$16,771	$17,496	$17,281	$14,587	$12,060	$11,866	$9,598	$8,231	$7,361	$6,622	$5,794	$5,677	$5,679	$5,641	$4,923	$4,694	$4,706	$4,499	$3,528	$4,782	$4,517	$4,562	$5,018	$4,107	$2,558	$1,802	$1,480	$2,614	$1,315	$1,299	$1,169	$949
Cost of revenue	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	($2,374)	($2,439)	($2,701)	($2,572)	($3,854)	($3,406)	($2,695)	($2,251)	($1,268)	($936)	($820)	($828)	($326)	($56)	–
Gross profit	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	$2,125	$1,089	$2,081	$1,945	$708	$1,611	$1,412	$307	$533	$544	$1,795	$487	$973	$1,113	–
Operating expenses
Research and development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, general and administrative	($4,373)	($4,490)	($4,238)	($3,798)	($3,210)	($2,792)	($2,384)	($2,145)	($1,891)	($1,623)	($1,491)	($23)	($23)	($25)	($24)	($16)	($15)	($18)	($14)	($962)	–	–	–	–	–	–	–	–	–	–	–	–
Total operating expenses	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	($1,185)	($1,172)	($1,053)	($953)	($989)	($1,052)	($921)	($45)	($443)	($312)	($1,598)	($275)	–	–	–
Total costs and expenses	($14,381)	($15,458)	($15,638)	($12,298)	($11,371)	($10,251)	($8,972)	($7,099)	($7,573)	($6,145)	($4,631)	($4,505)	($4,194)	($4,040)	($3,930)	($4,876)	($4,059)	($3,559)	($3,611)	($3,754)	($3,526)	($4,843)	($4,458)	($3,616)	($2,296)	($1,711)	($1,248)	($2,418)	($1,103)	($326)	($56)	–
Operating income	$2,390	$2,038	$1,643	$2,289	$689	$1,615	$626	$1,132	($212)	$477	$1,163	$1,171	$1,485	$1,601	$993	($182)	$647	$939	($84)	$1,028	$992	($281)	$560	$491	$262	$90	$232	$197	$213	$973	$1,113	–
Earnings
EBITDA	–	$1,872	–	–	–	–	$676	$1,163	($182)	$523	$1,212	$1,222	$1,534	$1,668	$1,055	($134)	$693	–	–	$1,020	$1,014	($253)	$585	$502	$255	$90	$232	–	–	–	–	–
Interest income	$2,246	$2,172	$2,013	$1,486	$892	$1,219	$692	$689	$621	$570	$501	$505	$564	$582	$627	$640	$666	$561	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Interest expense	($147)	($151)	($149)	($134)	($101)	($70)	($36)	($32)	($31)	($32)	($36)	($36)	($39)	($46)	($54)	($52)	($56)	($72)	($79)	($92)	($69)	($73)	($76)	($57)	($45)	($46)	($39)	($1)	–	–	–	–
Pre-tax income	$2,243	$1,887	$1,493	$2,154	$588	$1,546	$585	$1,099	($242)	$419	$1,100	$1,112	$1,446	$1,555	$940	($234)	$591	$939	($84)	$1,028	$992	($281)	$560	$491	$262	$90	$232	$197	$213	$207	$144	–
Income tax expense	($330)	($296)	($120)	$363	$9	($167)	($71)	($90)	$331	$63	($104)	($134)	($188)	($290)	($111)	$153	$20	($132)	$65	($189)	($151)	$62	($65)	($65)	($31)	$9	($45)	($39)	($47)	($52)	($32)	–
Net income	$1,913	$1,591	$1,373	$2,517	$597	$1,379	$514	$1,009	$89	$483	$996	$978	$1,199	$1,259	$829	($80)	$611	$807	($19)	$839	$841	($219)	$495	$426	$231	$99	$186	$158	$165	$155	$112	$1
Per share
Diluted EPS (GAAP)	$47.29	$37.80	$31.78	$60.19	$15.19	$34.62	$12.78	$24.70	$2.17	$11.70	$23.68	$22.10	$25.91	$25.44	$15.79	($1.49)	$10.70	$13.22	($0.30)	$13.19	$12.87	($3.79)	$8.71	$7.74	$4.52	$2.10	$4.02	$3.25	$8.14	$7.97	$6.07	$0.01
Basic EPS (GAAP)	$47.29	$37.80	$31.78	$60.19	$15.19	$34.66	$12.81	$24.77	$2.18	$11.77	$23.85	$22.29	$26.16	$25.67	$15.85	($1.49)	$10.73	$13.26	($0.30)	$13.30	$12.99	($3.79)	$8.85	$7.89	$4.60	$2.14	$4.06	$3.26	$8.19	$8.01	$6.10	$0.01
Basic shares outstanding	40	42	43	41	39	39	40	40	40	–	–	–	–	49	52	54	57	61	62	63	65	58	56	54	50	46	46	49	50	50	50	51
Margins
Gross margin	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	47.2%	30.9%	43.5%	43.1%	15.5%	32.1%	34.4%	12.0%	29.6%	36.7%	68.6%	37.0%	74.9%	95.2%	–
Operating margin	14.3%	11.6%	9.5%	15.7%	5.7%	13.6%	6.5%	13.8%	(2.9%)	7.2%	20.1%	20.6%	26.1%	28.4%	20.2%	(3.9%)	13.8%	20.9%	(2.4%)	21.5%	22.0%	(6.2%)	11.2%	12.0%	10.2%	5.0%	15.7%	7.5%	16.2%	74.9%	95.2%	–
Net margin	11.4%	9.1%	7.9%	17.3%	5.0%	11.6%	5.4%	12.3%	1.2%	7.3%	17.2%	17.2%	21.1%	22.3%	16.8%	(1.7%)	13.0%	17.9%	(0.5%)	17.6%	18.6%	(4.8%)	9.9%	10.4%	9.0%	5.5%	12.6%	6.0%	12.6%	11.9%	9.6%	0.1%

Analyst consensus

Hold22 analysts

Bearish · 0 · Hold · 14 · Bullish · 8

Earnings history

	EPS	Estimate
Q3 2024	$14.62	$11.91	Beat
Q4 2024	$-18.39	$11.64	Miss
Q1 2025	$6.45	$7.59	Miss
Q2 2025	$17.36	$15.14	Beat
Q3 2025	$7.54	$14.63	Miss
Q4 2025	$13.26	$13.36	Miss
Q1 2026	$16.08	$13.97	Beat
Q2 2026	$14.85	$14.52	Beat

Peers

Company overview

IPO dateOct 6, 1995

CEOJames Williamson

Employees3,064

SectorFinancial Services

IndustryInsurance - Reinsurance

CountryBM

ExchangeNew York Stock Exchange

Websitewww.everestglobal.com

Everest Group, Ltd., together with subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. It operates in two segment, Insurance and Reinsurance. The company writes property and casualty reinsurance; treaty and facultative reinsurance products; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies; and writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents. It provides reinsurance products comprising mortgage, catastrophe, marine, aviation, engineering, professional line, credit and surety, motor, agriculture/crop, and political violence reinsurance products. In addition, the company offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.

Athenic provides research and information tools for educational purposes only and is not a registered investment adviser or broker-dealer. Nothing on this page is investment advice or a recommendation to buy or sell any security. Market data may be delayed. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal.